Take Control of Your Debt Today
Our debt settlement experts have helped thousands reduce their debt by up to 50%.
- Free consultation with debt experts
- Reduce your total debt amount
- One simple monthly payment
- Stop collector calls immediately
Free consultation. No obligation. 100% confidential.
How Our Debt Settlement Program Works for You
We've helped thousands of clients reduce their debt burden and regain financial freedom.
Reduce Total Debt
Our experts negotiate directly with creditors to reduce your total debt amount by up to 50%.
One Affordable Payment
Replace multiple high-interest payments with one affordable monthly payment you can actually manage.
End Collection Calls
Once enrolled, we can help stop harassing collection calls and provide peace of mind.
Debt-Free Faster
Our customized programs help you become debt-free in as little as 24-48 months.
Ready to Start Your Debt-Free Journey?
Our debt resolution specialists are standing by to provide your free consultation.
Call 1-844-598-0478 NowFree, no-obligation consultation. Available 24/7.
Real People, Real Results
Thousands of clients have transformed their financial situation with our debt settlement program.
"I was drowning in credit card debt until I found DebtHalf.com. They reduced my debt by 52% and now I'm back on track!"
James W.
Dallas, TX
Saved $23,500
"After my divorce, I couldn't keep up with payments. The team negotiated with all my creditors and saved me thousands."
Sarah M.
Chicago, IL
Saved $18,750
"Medical bills were crushing me financially. Thanks to their program, I got my life back and saved more than I expected."
Robert K.
Phoenix, AZ
Saved $31,200
Join Thousands of Satisfied Clients
Our debt settlement specialists are ready to create a customized plan for your financial situation.
Call 1-844-598-0478 Now100% confidential consultation. No upfront fees.
Frequently Asked Questions
Get answers to common questions about our debt settlement program.
Debt settlement involves negotiating with creditors to accept a lump sum payment that is less than what you owe. Our experts negotiate directly with your creditors to reduce the amount you owe, potentially saving you thousands of dollars. Once an agreement is reached, you make a payment to settle the debt, and the remaining balance is forgiven.
Many of our clients see reductions of 30-50% of their total debt, not including fees. The exact amount varies based on your specific creditors, debt amount, financial situation, and negotiation outcomes. During your free consultation, we can provide a more personalized estimate based on your unique circumstances.
Debt settlement can initially impact your credit score because it typically involves stopping payments to creditors while funds are saved for settlement. However, many clients find that resolving their debt problems through settlement ultimately puts them in a better financial position to rebuild their credit over time.
Most clients complete our debt settlement program in 24-48 months, depending on the amount of debt and how much they can set aside each month for settlements. Compared to making minimum payments, which can take decades to pay off, debt settlement offers a much faster path to becoming debt-free.
Debt settlement is typically best for people struggling with $10,000 or more in unsecured debt (credit cards, medical bills, personal loans) who are experiencing financial hardship. It's not right for everyone, which is why we offer a free consultation to evaluate your situation and recommend the best solution for your specific needs.
Still Have Questions?
Our debt settlement specialists are available to answer all your questions and provide personalized advice.
Free, confidential consultation with no obligation.